How exactly do car loans work?

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I am looking to get a new car and I don't have any credit at all which I know is the same as having bad credit, but I read on some other people's questions on here that it is actually not that difficult getting financed right now. So how exactly does that work? I can afford the payments each month, but I don't have anything as a down payment so is that what I would use the loan for? Please explainthanks, but ok how does leasing a car work